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Joined 2 years ago
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Cake day: June 9th, 2023

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  • This is incorrect. The conditions here are applicable to former employees who are collecting a pension from an employer that did NOT contribute to social security.

    The number of people that this impacts is small but not insignificant. About 2 million people, or 3 percent of Social Security beneficiaries, according to a February 2023 report by the Congressional Research Service. Most are former federal workers who were hired before 1984, when the U.S. civil service was brought under the Social Security system, and ex-employees of some state and local government agencies.




  • Once the alleged infringing content is removed, the infringing party has the option to file a Counter Claim in response, stating under penalty of perjury that the DMCA Notice is false. The OSP/ISP must wait 10-14 days after receiving a valid DMCA Counter Claim before reactivating or allowing access to the claimed infringing content. The claimant who filed the DMCA Takedown Notice must then file a court order against the infringing site owner and the OSP/ISP if they wish to keep the infringing content offline.

    Self-hosters are also subject to DMCA. Failure to comply runs the risk of being sued.














  • No, it’s not.

    You’re rationale that 8% of 300,000 = 24,000 therefore $2,000/mo., by dumb luck, comes close at 8%.

    • 12% of 300,00 = 36,000/12 = 3,000; actual is $3085/mo
    • 8% of 300,000 = 24,000/12 = 2,000; actual is $2200/mo (not $2025)
    • 4% of 300,000 = 12,000/12= 1,000; actual is $1432/mo
    • 2% of 300,000 = 6,000/12 = 500; actual is $1108/mo
    • 0% of 300,000 = 0/12 = 0; actual is $833/mo

    It’s algebra, not arithmetic.

    P = (r * A) / (1 - (1 + r)^(-n))

    where:

    • P is the monthly payment
    • A is the loan amount
    • r is the monthly interest rate (APR/12)
    • n is the total number of payments