Treat it objectively and ignore that it’s a Final Fantasy game.

I loved it. Everything from the story to the music to the combat. I bought and played through both DLCs as well. For me, it is the perfect mix of a great movie and great video game.

Feel like I have the same argument at work everyday. Some things just take a definitive time. 20 cooks won’t make a cake faster. Cooking that cake at 1000 degrees won’t make it faster. It will take the time it takes.

My take is that Excel is great for people to throw together quick and efficient tools for their own use. The problem is when these get distributed and then everyone uses something that has no version control or QA/QC.

I see this a lot because an engineer gets annoyed with IT or existing software restrictions and learns enough VBA to be dangerous. (Spoiler, it me.)

I’m skeptical of a 1000 person survey, especially when overall home sales are still down.

That being said, some people may be getting tired of waiting and willing to gamble on refinancing with favorable interest rates in the future.

Value is subjective, and some people value convenience more than the cost of delivery.

Anyone that bought when rates were still 2-3% isn’t selling unless they’re being forced. Why would they, considering their real interest rate is negative at this point.

This is a non-headline because it’s reporting on something that was expected to happen when interest rates rose.

That being said, this does suck for those who have yet to purchase their first home. Property investors buying with cash have no incentive to stop buying. This is where government should step in and regulate. Those conversations should be headlining instead.

Buffalo testicals

Exactly. Consequences are necessary to curb reckless behaviour. That’s why the leaders of these entities should be punished separately.

Well, yes and no. It’s grey like most things in life.

Banks and credit are a means to “grow the pie” by allowing us to factor in future value. Before banks and credit, the world was a zero sum game where one person only had because the other person had not.

They do serve a real purpose but are only valuable when properly managed.

So basically,

1. Banks will repossess vehicles to try and minimise losses
2. Banks will not be able to sell those repossessed vehicles, resulting in losses
3. Banks may become insolvent as they are unable to liquidate the vehicles
4. Government steps in to bail them out

New vehicle prices are not in line with their actual value, so banks are making loans that aren’t covered by the collateral. This is shit management by the banking industry. If it’s impossible to get an auto loan then vehicle prices will eventually fall as supply stacks up. Banks are feeding this cycle by being unrealistic in these loan assessments.

We send each other a squirrel emoji via text

Once businesses move from private to public sector, the risk tolerance takes a nosedive. You all of a sudden have shareholders that want a steady return and don’t necessarily give a shit if that comes from a F2P game with a ton of gimmicks and microtransactions or a true stellar game.

Management therefore goes with “proven” low risk strategies that may generate a smaller return but also won’t break the studio (and lose them their job) if they fail.

My personal view is that it comes down to risk analysis. Great for generic “business” or investment, but bad for innovation. They start playing “not to lose” instead of playing to win.

Yes. We will never be able to change the things we want to change unless we first understand them. Also, money.